Goods in Transit Insurance (GIT insurance) for Couriers

If you use your vehicle to deliver goods for customers then you will need our Goods in Transit Insurance product specifically designed for couriers with A rated cover.

If you are not a courier, remover or motor trade or vehicle recovery then contact us, we can still cover you!

Here at Novas we are 100% online, this means you do not have to make changes during business hours when we know you are working hard, not only that but as we are online we do not have expensive broker or call center costs meaning not only is Novas Insurance easier, it saves you money!

What our  insurance covers

What can we cover?

Our product not only covers you for UK Goods in Transit, but also European Goods in Transit cover as standard.

Our low cost Goods in Transit insurance product is specially designed for Couriers and has a number of great benefits that will cover you for a different range of contingencies such as;

  • Cover for up to £50,000
  • Cover for up to 10 vehicles
  • Drivers personal effects (up to £1,000)
  • Hand held scanning devices
  • High theft risk goods
  • Own goods
  • Legal costs
  • Expenses
  • UK & European Economic Area
  • Transhipment in the event of an accident
  • Unwitting CMR (up to £500,000)
  • Consequential or indirect loss (up to £250,000)
  • Common law contingency cover (up to £250,000)


To protect you and your business we also have the following add-ons to ensure you are fully protected for every eventuality:

  • Roadside Assistance
  • Legal Expenses
  • Tools in Transit Cover
  • Replacement Vehicle
  • Medical Loss of License

Novas offered me the best price around for my goods in transit cover, process was straightforward and service was professional and prompt.

Alan Febrey, Cardiff

Goods in Transit Insurance for Couriers

What is Goods in Transit Insurance?

Also referred to as Freight liability, our policy will protect against claims made against you for damage to goods being transported by you. Your Novas Policy also extends to provide contingent cover for damage to goods being transported by a sub-contractor appointed by you.

  1. Stolen items
  2. Lost items
  3. Damaged Items
  4. Accidental damage

We DO NOT, under this policy, cover the actual vehicle you drive BUT only the goods being carried within the vehicle.

With cover automatically provided to £50,000 (irrespective of weight) for most of the major courier networks, obtaining that contract should be a smoother process. Unlike many insurers, we automatically provide cover for theft of attractive goods and you or your driver’s personal effects. Hand held scanners and European cover are also automatically covered.

Why do I need Goods in Transit insurance?

When you transport goods under a contract of hire and reward the responsibility for the care of those goods falls upon you as the carrier. Without proof of Goods in Transit cover you will not be able to carry for any of the major networks and should you carry without such cover the financial implications can be crippling to any business.

I deliver goods in Europe will I be covered?

Yes. Our Novas policy provides automatic cover under the CMR convention at 8.33 SDR per kilo subject to a financial limit of £500,000 an one loss. Unlike much of the competition your Novas policy also provides cover for Cabotage. Should you be asked to collect and deliver within the borders of a EU member state other than the British Isles (Cabotage) we will provide cover up to £50,000 for any one loss.

We will give you a quote in seconds using our quick quote feature and you can purchase in under 10 minutes:

Start a quote
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